First Southern Bank
Waycross, GA · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $334.8M
- Total deposits
- $301.6M
- Branches
- 7
- Return on assets
- 0.94%
- Return on equity
- 9.91%
- Charter type
- State, non-member commercial bank
- Established
- 1907
- FDIC cert #
- 10055
How the 55 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at First Southern Bank
First Southern Bank is an FDIC-insured institution (Cert #10055). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
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