Rate radar
Where your cash earns more
Many big-bank savings accounts pay close to nothing. These FDIC-insured options pay meaningfully more. Compare APY, minimums, and terms below.
Disclosure:Some links are affiliate links — if you open an account we may earn a commission, at no cost to you. APYs shown are illustrative; always confirm the current rate and terms on the provider’s site before applying. This is not financial advice.
| Bank & product | APY | Minimum | |
|---|---|---|---|
Example Online Bank High-yield savings · FDIC insured No minimum, no monthly fee. Illustrative rate — verify before applying. | 4.40% | $0 | View offer |
Example Federal Savings 12-month CD · FDIC insured Fixed term. Early-withdrawal penalty applies. Illustrative rate. | 4.70% | $1K | View offer |
Example Credit Union Money market · FDIC insured Tiered rate; check balance tiers. Illustrative rate. | 4.10% | $2.5K | View offer |
Rates and offers are subject to change and may not reflect the most current figures. BankSonar does not endorse any particular institution. Verify all terms directly with the provider. FDIC insurance covers up to $250,000 per depositor, per insured bank, per ownership category.