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BankSonar

By Sonar Score

Highest-rated banks

These 25 institutions earn the strongest BankSonar Sonar Scores — a 0-100 health signal blending capital adequacy, profitability, returns, and scale from public FDIC call-report data.

Informational only — not financial advice or an endorsement. Rankings are derived from public FDIC data and may lag the latest call report. See our methodology and disclaimer.

  1. Morgan Stanley Bank, National Association

    Salt Lake City, UT · National commercial bank

    80 · Strong
    Assets$391.3BBranches1ROA1.65%

  2. American Express National Bank

    Sandy, UT · National commercial bank

    80 · Strong
    Assets$217.6BBranches1ROA3.74%

  3. Synchrony Bank

    Draper, UT · Savings bank

    80 · Strong
    Assets$114.9BBranches2ROA2.62%

  4. East West Bank

    Pasadena, CA · State member commercial bank

    80 · Strong
    Assets$82.5BBranches98ROA1.78%

  5. JPMorgan Chase Bank, National Association

    Columbus, OH · National commercial bank

    79 · Stable
    Assets$4TBranches5360ROA1.44%

  6. SoFi Bank, National Association

    Cottonwood Heights, UT · National commercial bank

    78 · Stable
    Assets$49.7BBranches4ROA2.03%

  7. Raymond James Bank

    Saint Petersburg, FL · State member commercial bank

    78 · Stable
    Assets$45.7BBranches1ROA1.58%

  8. The Bank of New York Mellon

    New York, NY · State member commercial bank

    77 · Stable
    Assets$467.3BBranches27ROA1.29%

  9. Charles Schwab Bank, SSB

    Westlake, TX · State member commercial bank

    77 · Stable
    Assets$242.9BBranches1ROA1.29%

  10. Regions Bank

    Birmingham, AL · State member commercial bank

    77 · Stable
    Assets$159.4BBranches1261ROA1.45%

  11. Wells Fargo Bank, National Association

    Sioux Falls, SD · National commercial bank

    76 · Stable
    Assets$1.9TBranches4190ROA1.30%

  12. First Horizon Bank

    Memphis, TN · State member commercial bank

    76 · Stable
    Assets$83.8BBranches421ROA1.40%

  13. UMB Bank, National Association

    Kansas City, MO · National commercial bank

    76 · Stable
    Assets$72.3BBranches210ROA1.38%

  14. Banco Popular de Puerto Rico

    San Juan, PR · State member commercial bank

    76 · Stable
    Assets$60.6BBranches166ROA1.32%

  15. Frost Bank

    San Antonio, TX · State member commercial bank

    76 · Stable
    Assets$52.8BBranches222ROA1.31%

  16. MidFirst Bank

    Oklahoma City, OK · Savings bank

    76 · Stable
    Assets$42.1BBranches94ROA1.39%

  17. PNC Bank, National Association

    Wilmington, DE · National commercial bank

    75 · Stable
    Assets$567.9BBranches2319ROA1.32%

  18. Morgan Stanley Private Bank, National Association

    Purchase, NY · National commercial bank

    75 · Stable
    Assets$241.4BBranches1ROA1.19%

  19. The Northern Trust Company

    Chicago, IL · State member commercial bank

    75 · Stable
    Assets$173.8BBranches67ROA1.16%

  20. Old National Bank

    Evansville, IN · National commercial bank

    75 · Stable
    Assets$72.6BBranches361ROA1.35%

  21. Bank OZK

    Little Rock, AR · State, non-member commercial bank

    75 · Stable
    Assets$41.7BBranches274ROA1.59%

  22. Capital One, National Association

    Mclean, VA · National commercial bank

    74 · Stable
    Assets$672BBranches255ROA1.39%

  23. KeyBank National Association

    Cleveland, OH · National commercial bank

    74 · Stable
    Assets$186BBranches954ROA1.27%

  24. SouthState Bank, National Association

    Winter Haven, FL · National commercial bank

    74 · Stable
    Assets$67.9BBranches374ROA1.41%

  25. U.S. Bank National Association

    Cincinnati, OH · National commercial bank

    73 · Stable
    Assets$683.4BBranches2099ROA1.17%