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BankSonar

Manufacturers and Traders Trust Company

Buffalo, NY · State member commercial bank

73

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$214.2B
Total deposits
$167.3B
Branches
965
Return on assets
1.27%
Return on equity
9.61%
Charter type
State member commercial bank
Established
1856
FDIC cert #
588

How the 73 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Large, diversified balance sheet.

Read the full Sonar Score methodology →

Your deposits at Manufacturers and Traders Trust Company

Manufacturers and Traders Trust Company is an FDIC-insured institution (Cert #588). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

50 branch locations

6 State Street

Nunda, NY 14517

68 Exchange St

Binghamton, NY 13901

1 Fountain Plz

Buffalo, NY 14203

80 N Main St

Ellenville, NY 12428

180 Route 22

Pawling, NY 12564

2664 Atlantic Ave

Brooklyn, NY 11207

33 E Genesee St

Skaneateles, NY 13152

233 Genesee St

Utica, NY 13501

232 S Livingston Ave

Livingston, NJ 07039

115 E Main St

Everett, PA 15537

70 Main St

Durham, NH 03824

135 Main St

Nyack, NY 10960

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