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BankSonar

Synchrony Bank

Draper, UT · Savings bank

80

Sonar Score

Strong

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$114.9B
Total deposits
$85.8B
Branches
2
Return on assets
2.62%
Return on equity
20.33%
Charter type
Savings bank
Established
1988
FDIC cert #
27314

How the 80 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Large, diversified balance sheet.

Read the full Sonar Score methodology →

Your deposits at Synchrony Bank

Synchrony Bank is an FDIC-insured institution (Cert #27314). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

170 W Election Rd

Draper, UT 84020

965 Keller Rd

Altamonte Springs, FL 32714

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