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BankSonar

Exchange State Bank

Ames, IA · State, non-member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$146.4M
Total deposits
$117.6M
Branches
3
Return on assets
2.02%
Return on equity
19.96%
Charter type
State, non-member commercial bank
Established
1902
FDIC cert #
10132

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Exchange State Bank

Exchange State Bank is an FDIC-insured institution (Cert #10132). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

104 Main St

Collins, IA 50055

823 Wheeler St

Ames, IA 50010

207 E Washington St

Exira, IA 50076

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