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BankSonar

ChoiceOne Bank

Sparta, MI · State member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$4.4B
Total deposits
$3.7B
Branches
51
Return on assets
1.30%
Return on equity
11.26%
Charter type
State member commercial bank
Established
1898
FDIC cert #
1014

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at ChoiceOne Bank

ChoiceOne Bank is an FDIC-insured institution (Cert #1014). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

50 branch locations

207 S Saginaw St

Saint Charles, MI 48655

450 W Muskegon St

Kent City, MI 49330

3 N Main St

Yale, MI 48097

81111 Main St

Memphis, MI 48041

416 West Division Street

Sparta, MI 49345

4170 17 Mile Rd Ne

Cedar Springs, MI 49319

5050 Alpine Ave Nw

Comstock Park, MI 49321

3069 S Slocum Rd

Ravenna, MI 49451

5475 E Apple Ave

Muskegon, MI 49442

246 W River Valley Dr

Newaygo, MI 49337

107 North Main Street

Linden, MI 48451

4043 Grange Hall Road

Village Of Holly, MI 48442

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