The Shelby State Bank
Shelby, MI · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $391.5M
- Total deposits
- $346.4M
- Branches
- 10
- Return on assets
- 0.80%
- Return on equity
- 9.88%
- Charter type
- State, non-member commercial bank
- Established
- 1910
- FDIC cert #
- 10157
How the 54 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at The Shelby State Bank
The Shelby State Bank is an FDIC-insured institution (Cert #10157). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
10 branch locations
8238 Whitehall Road
Whitehall Township, MI 49461
2222 Holton Road
Dalton Township, MI 49445
6448 Airline Road
Fruitport Township, MI 49415
811 S State St
Hart, MI 49420
180 N Division Ave
Hesperia, MI 49421
388 S Hancock St
Pentwater, MI 49449
1710 Us 31 S
Manistee, MI 49660
30 N Meyers Rd
Ludington, MI 49431
4555 Dowling St
Montague, MI 49437
242 N Michigan Ave
Shelby, MI 49455
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