The Farmers and Merchants Bank
Caldwell, OH · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $136.4M
- Total deposits
- $116.5M
- Branches
- 1
- Return on assets
- 1.47%
- Return on equity
- 10.19%
- Charter type
- State, non-member commercial bank
- Established
- 1912
- FDIC cert #
- 10280
How the 82 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at The Farmers and Merchants Bank
The Farmers and Merchants Bank is an FDIC-insured institution (Cert #10280). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
1 branch locations
430 North St
Caldwell, OH 43724
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