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BankSonar

Citizens State Bank of Luling

Luling, TX · State, non-member commercial bank

41

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$63.9M
Total deposits
$51.1M
Branches
2
Return on assets
0.49%
Return on equity
2.69%
Charter type
State, non-member commercial bank
Established
1914
FDIC cert #
10327

How the 41 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens State Bank of Luling

Citizens State Bank of Luling is an FDIC-insured institution (Cert #10327). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

1300 W Hildebrand Ave

San Antonio, TX 78201

200 S Magnolia Ave

Luling, TX 78648

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