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BankSonar

Schertz Bank & Trust

Schertz, TX · State, non-member commercial bank

69

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$761.9M
Total deposits
$646M
Branches
6
Return on assets
2.05%
Return on equity
14.46%
Charter type
State, non-member commercial bank
Established
1913
FDIC cert #
10344

How the 69 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Schertz Bank & Trust

Schertz Bank & Trust is an FDIC-insured institution (Cert #10344). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

5020 Fm 78

Kirby, TX 78219

16852 Interstate 35 N

Schertz, TX 78154

203 N Highway 123 Byp

Seguin, TX 78155

2202 Hunter Rd

San Marcos, TX 78666

1174 Loop 337

New Braunfels, TX 78130

519 Main St

Schertz, TX 78154

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