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BankSonar

Peoples State Bank

Shepherd, TX · State, non-member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$182.5M
Total deposits
$161.2M
Branches
3
Return on assets
1.40%
Return on equity
16.86%
Charter type
State, non-member commercial bank
Established
1921
FDIC cert #
10345

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Peoples State Bank

Peoples State Bank is an FDIC-insured institution (Cert #10345). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

15001 Highway 150 West

Coldspring, TX 77331

2700 Us Highway 190 W

Livingston, TX 77351

5850 Highway 59 S

Shepherd, TX 77371

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