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BankSonar

Citizens and Farmers Bank

West Point, VA · State, non-member commercial bank

63

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$2.8B
Total deposits
$2.4B
Branches
32
Return on assets
1.14%
Return on equity
10.01%
Charter type
State, non-member commercial bank
Established
1927
FDIC cert #
10363

How the 63 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Citizens and Farmers Bank

Citizens and Farmers Bank is an FDIC-insured institution (Cert #10363). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

32 branch locations

Routes 60 And 155

Providence Forge, VA 23140

2351 Anderson Hwy

Powhatan, VA 23139

175 Kings Hwy

Fredericksburg, VA 22405

U.S. Route 60 And State Route 607

James City County, VA 23127

Longhill And Olde Towne Roads

James City County, VA 23081

Route 5 And Strath Road

Varina, VA 23231

8001 W Broad St

Richmond, VA 23294

Route 33 And State Route 641

Saluda, VA 23149

State Route 249

Quinton, VA 23141

2288 Cartersville Rd

Cartersville, VA 23027

13200 Midlothian Tpke

Midlothian, VA 23113

13200 Hull Street Road

Midlothian, VA 23112

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