Skip to content
BankSonar

The First State Bank

Ness City, KS · State member commercial bank

62

Sonar Score

Watch

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$85.8M
Total deposits
$76.2M
Branches
1
Return on assets
1.42%
Return on equity
12.91%
Charter type
State member commercial bank
Established
1916
FDIC cert #
10503

How the 62 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The First State Bank

The First State Bank is an FDIC-insured institution (Cert #10503). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

206 N Pennsylvania Ave

Ness City, KS 67560

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in Kansas

All Kansas banks →