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BankSonar

State Bank of Missouri

Concordia, MO · State, non-member commercial bank

63

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$139.4M
Total deposits
$127.6M
Branches
4
Return on assets
1.35%
Return on equity
17.09%
Charter type
State, non-member commercial bank
Established
1884
FDIC cert #
10623

How the 63 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at State Bank of Missouri

State Bank of Missouri is an FDIC-insured institution (Cert #10623). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

114 South Country Road

Alma, MO 64001

715 S Main St

Grain Valley, MO 64029

1301 Sw Eagles Pkwy

Grain Valley, MO 64029

101 Nw 2nd St

Concordia, MO 64020

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