First Central Bank
Cambridge, NE · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $137.8M
- Total deposits
- $117.7M
- Branches
- 3
- Return on assets
- 1.34%
- Return on equity
- 11.80%
- Charter type
- State, non-member commercial bank
- Established
- 1907
- FDIC cert #
- 10637
How the 80 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at First Central Bank
First Central Bank is an FDIC-insured institution (Cert #10637). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
415 Nebraska Ave
Arapahoe, NE 68922
322 Main St
Edison, NE 68936
623 Patterson St
Cambridge, NE 69022
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