Skip to content
BankSonar

Flatwater Bank

Gothenburg, NE · State, non-member commercial bank

59

Sonar Score

Watch

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$346.6M
Total deposits
$310.9M
Branches
3
Return on assets
1.05%
Return on equity
12.37%
Charter type
State, non-member commercial bank
Established
1902
FDIC cert #
10639

How the 59 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Flatwater Bank

Flatwater Bank is an FDIC-insured institution (Cert #10639). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

624 Main St

Ansley, NE 68814

900 Lake Ave

Gothenburg, NE 69138

120 N Main St

Brady, NE 69123

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in Nebraska

All Nebraska banks →