Flatwater Bank
Gothenburg, NE · State, non-member commercial bank
Sonar Score
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out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $346.6M
- Total deposits
- $310.9M
- Branches
- 3
- Return on assets
- 1.05%
- Return on equity
- 12.37%
- Charter type
- State, non-member commercial bank
- Established
- 1902
- FDIC cert #
- 10639
How the 59 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Flatwater Bank
Flatwater Bank is an FDIC-insured institution (Cert #10639). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
624 Main St
Ansley, NE 68814
900 Lake Ave
Gothenburg, NE 69138
120 N Main St
Brady, NE 69123
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