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BankSonar

Grand Rivers Community Bank

Grand Chain, IL · State, non-member commercial bank

20

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$15.1M
Total deposits
$13.5M
Branches
2
Return on assets
-3.33%
Return on equity
-37.92%
Charter type
State, non-member commercial bank
Established
1902
FDIC cert #
10816

How the 20 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Grand Rivers Community Bank

Grand Rivers Community Bank is an FDIC-insured institution (Cert #10816). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

406 Washington Street

Karnak, IL 62956

260 S Main St

Grand Chain, IL 62941

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