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BankSonar

The Clay City Banking Co.

Clay City, IL · State, non-member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$256.2M
Total deposits
$231.3M
Branches
4
Return on assets
1.42%
Return on equity
16.10%
Charter type
State, non-member commercial bank
Established
1892
FDIC cert #
10845

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Clay City Banking Co.

The Clay City Banking Co. is an FDIC-insured institution (Cert #10845). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

207 Gary Hagen Drive

Flora, IL 62839

225 Route 45 North

Louisville, IL 62858

915 Commerce Dr

Fairfield, IL 62837

331 S Main St

Clay City, IL 62824

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