West Central Bank
Ashland, IL · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $232.2M
- Total deposits
- $207.1M
- Branches
- 6
- Return on assets
- 1.28%
- Return on equity
- 13.54%
- Charter type
- State, non-member commercial bank
- Established
- 1933
- FDIC cert #
- 10853
How the 72 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at West Central Bank
West Central Bank is an FDIC-insured institution (Cert #10853). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
6 branch locations
400 E Buchanan St
Ashland, IL 62612
815 W Clinton St
Rushville, IL 62681
3600 Wabash Ave
Springfield, IL 62711
1 Plaza Dr
Beardstown, IL 62618
400 E Buchanan St
Ashland, IL 62612
122 S State St
Beardstown, IL 62618
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