Waterman Bank
Waterman, IL · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $173.6M
- Total deposits
- $144.3M
- Branches
- 3
- Return on assets
- 0.47%
- Return on equity
- 3.18%
- Charter type
- State, non-member commercial bank
- Established
- 1908
- FDIC cert #
- 10878
How the 58 breaks down
Well-capitalized by regulatory thresholds.
Thin profitability.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Waterman Bank
Waterman Bank is an FDIC-insured institution (Cert #10878). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
1333 Douglas Ave
Montgomery, IL 60538
1747 W North Ave
Chicago, IL 60622
248 W Lincoln Hwy
Waterman, IL 60556
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