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BankSonar

Horatio State Bank

Horatio, AR · State, non-member commercial bank

55

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$311.8M
Total deposits
$276.7M
Branches
3
Return on assets
0.98%
Return on equity
9.03%
Charter type
State, non-member commercial bank
Established
1905
FDIC cert #
109

How the 55 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Horatio State Bank

Horatio State Bank is an FDIC-insured institution (Cert #109). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

707 Tracy Lawrence Ave

Foreman, AR 71836

110 W Main St

Ashdown, AR 71822

123 W Main St

Horatio, AR 71842

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