Central State Bank
State Center, IA · State, non-member commercial bank
Sonar Score
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out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $562.2M
- Total deposits
- $470.6M
- Branches
- 3
- Return on assets
- 0.89%
- Return on equity
- 9.34%
- Charter type
- State, non-member commercial bank
- Established
- 1902
- FDIC cert #
- 10903
How the 55 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Central State Bank
Central State Bank is an FDIC-insured institution (Cert #10903). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
2709 Northridge Pkwy
Ames, IA 50010
140 S 68th St
West Des Moines, IA 50266
109 Main St W
State Center, IA 50247
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