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BankSonar

Central State Bank

State Center, IA · State, non-member commercial bank

55

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$562.2M
Total deposits
$470.6M
Branches
3
Return on assets
0.89%
Return on equity
9.34%
Charter type
State, non-member commercial bank
Established
1902
FDIC cert #
10903

How the 55 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Central State Bank

Central State Bank is an FDIC-insured institution (Cert #10903). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

2709 Northridge Pkwy

Ames, IA 50010

140 S 68th St

West Des Moines, IA 50266

109 Main St W

State Center, IA 50247

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