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BankSonar

The Baldwin State Bank

Baldwin City, KS · State, non-member commercial bank

48

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$107.7M
Total deposits
$95.1M
Branches
2
Return on assets
0.76%
Return on equity
7.27%
Charter type
State, non-member commercial bank
Established
1892
FDIC cert #
10906

How the 48 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Baldwin State Bank

The Baldwin State Bank is an FDIC-insured institution (Cert #10906). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

112 8th St

Baldwin City, KS 66006

721 High St

Baldwin City, KS 66006

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