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BankSonar

Guaranty State Bank and Trust Company

Beloit, KS · State, non-member commercial bank

63

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$386.5M
Total deposits
$333.3M
Branches
9
Return on assets
1.28%
Return on equity
12.96%
Charter type
State, non-member commercial bank
Established
1922
FDIC cert #
10907

How the 63 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Guaranty State Bank and Trust Company

Guaranty State Bank and Trust Company is an FDIC-insured institution (Cert #10907). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

9 branch locations

301 Walnut St

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101 South Mill

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202 S Main St

Smith Center, KS 66967

121 S Main St

Burr Oak, KS 66936

133 S Main St

Smith Center, KS 66967

501 Grand Ave

Esbon, KS 66941

120 South Washington

Jewell, KS 66949

509 Main St

Tipton, KS 67485

201 S Mill St

Beloit, KS 67420

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