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BankSonar

Central Savings Bank

Sault Sainte Marie, MI · State member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$488.2M
Total deposits
$431.1M
Branches
9
Return on assets
2.26%
Return on equity
26.26%
Charter type
State member commercial bank
Established
1902
FDIC cert #
1095

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Central Savings Bank

Central Savings Bank is an FDIC-insured institution (Cert #1095). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

9 branch locations

18829 S Mackinac Trl

Rudyard, MI 49780

109 Elizabeth Street

De Tour, MI 49725

4693 W M 80

Kincheloe, MI 49788

125 E Harold St

Pickford, MI 49774

430 N State St

St. Ignace, MI 49781

21 Hoban Street

Mackinac Island, MI 49757

143 W M 134

Cedarville, MI 49719

3501 I 75 Business Spur

Sault Sainte Marie, MI 49783

511 Bingham Ave

Sault Sainte Marie, MI 49783

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