Stearns Bank National Association
Saint Cloud, MN · National commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $3.3B
- Total deposits
- $2.5B
- Branches
- 7
- Return on assets
- 2.10%
- Return on equity
- 12.81%
- Charter type
- National commercial bank
- Established
- 1912
- FDIC cert #
- 10988
How the 71 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at Stearns Bank National Association
Stearns Bank National Association is an FDIC-insured institution (Cert #10988). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
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