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BankSonar

Hamlin Bank and Trust Company

Smethport, PA · State, non-member commercial bank

55

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$495.7M
Total deposits
$389M
Branches
10
Return on assets
1.08%
Return on equity
5.41%
Charter type
State, non-member commercial bank
Established
1863
FDIC cert #
11113

How the 55 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Hamlin Bank and Trust Company

Hamlin Bank and Trust Company is an FDIC-insured institution (Cert #11113). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

10 branch locations

34 N Fraley St

Kane, PA 16735

2 Birch St

Kane, PA 16735

35 E Main St

Mount Jewett, PA 16740

325 E Water St

Smethport, PA 16749

671 E Main St

Bradford, PA 16701

151 Main St

Eldred, PA 16731

2102 W State St

Olean, NY 14760

427 And 433 Brusselles Street

Saint Marys, PA 15857

101 S Main St

Sheffield, PA 16347

333 W Main St

Smethport, PA 16749

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