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BankSonar

The Citizens Bank of Swainsboro

Swainsboro, GA · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$418.9M
Total deposits
$365.7M
Branches
5
Return on assets
1.77%
Return on equity
15.10%
Charter type
State, non-member commercial bank
Established
1900
FDIC cert #
11295

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Citizens Bank of Swainsboro

The Citizens Bank of Swainsboro is an FDIC-insured institution (Cert #11295). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

1210 Hillcrest Pkwy

Dublin, GA 31021

1101 Brampton Ave

Statesboro, GA 30458

101 W Jackson St

Dublin, GA 31021

571 South Main Street

Swainsboro, GA 30401

121 N Main St

Swainsboro, GA 30401

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