First National Bank of Scotia
Scotia, NY · National commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $706.5M
- Total deposits
- $620.7M
- Branches
- 10
- Return on assets
- 0.74%
- Return on equity
- 7.77%
- Charter type
- National commercial bank
- Established
- 1923
- FDIC cert #
- 11501
How the 52 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at First National Bank of Scotia
First National Bank of Scotia is an FDIC-insured institution (Cert #11501). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
10 branch locations
1705 Central Ave
Colonie, NY 12205
1476 Balltown Rd
Niskayuna, NY 12309
8 Karner Road
Guilderland, NY 12084
240 Saratoga Rd
Glenville, NY 12302
120 Erie Blvd
Schenectady, NY 12305
3013 Route 50
Saratoga Springs, NY 12866
1 Research Circle, Commons 2a7
Schenectady, NY 12309
2695 Hamburg St
Schenectady, NY 12303
1643 Route 9
Clifton Park, NY 12065
201 Mohawk Ave
Scotia, NY 12302
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