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BankSonar

The First State Bank of Pond Creek, Oklahoma

Pond Creek, OK · State, non-member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$61.2M
Total deposits
$52.9M
Branches
2
Return on assets
2.08%
Return on equity
14.93%
Charter type
State, non-member commercial bank
Established
1893
FDIC cert #
11527

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The First State Bank of Pond Creek, Oklahoma

The First State Bank of Pond Creek, Oklahoma is an FDIC-insured institution (Cert #11527). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

2112 W Willow Rd

Enid, OK 73703

136 W Broadway St

Pond Creek, OK 73766

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