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BankSonar

Flanagan State Bank

Flanagan, IL · State, non-member commercial bank

40

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$313.4M
Total deposits
$290.3M
Branches
15
Return on assets
0.22%
Return on equity
3.40%
Charter type
State, non-member commercial bank
Established
1913
FDIC cert #
11734

How the 40 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Flanagan State Bank

Flanagan State Bank is an FDIC-insured institution (Cert #11734). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

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