Skip to content
BankSonar

Richton Bank & Trust Company

Richton, MS · State member commercial bank

46

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$53.8M
Total deposits
$45.1M
Branches
2
Return on assets
0.73%
Return on equity
4.78%
Charter type
State member commercial bank
Established
1931
FDIC cert #
11817

How the 46 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Richton Bank & Trust Company

Richton Bank & Trust Company is an FDIC-insured institution (Cert #11817). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

809 N Front St

Richton, MS 39476

114 South Front Street

Richton, MS 39476

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in Mississippi

All Mississippi banks →