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BankSonar

Spring Valley City Bank

Spring Valley, IL · State, non-member commercial bank

48

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$209.4M
Total deposits
$181.3M
Branches
2
Return on assets
0.72%
Return on equity
5.82%
Charter type
State, non-member commercial bank
Established
1905
FDIC cert #
12087

How the 48 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Spring Valley City Bank

Spring Valley City Bank is an FDIC-insured institution (Cert #12087). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

2107 Marquette Rd

Peru, IL 61354

315 N Cornelia St

Spring Valley, IL 61362

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