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BankSonar

Germantown Trust & Savings Bank

Breese, IL · State, non-member commercial bank

69

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$519M
Total deposits
$427M
Branches
4
Return on assets
2.19%
Return on equity
24.06%
Charter type
State, non-member commercial bank
Established
1906
FDIC cert #
12113

How the 69 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Germantown Trust & Savings Bank

Germantown Trust & Savings Bank is an FDIC-insured institution (Cert #12113). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

160 Louis St

Beckemeyer, IL 62219

601 Main St

Germantown, IL 62245

703 Carlyle Road

Bartelso, IL 62218

205 N Germantown Rd

Breese, IL 62230

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