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BankSonar

Citizens Savings Bank

Spillville, IA · State, non-member commercial bank

48

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$147.5M
Total deposits
$127.3M
Branches
3
Return on assets
0.70%
Return on equity
6.86%
Charter type
State, non-member commercial bank
Established
1908
FDIC cert #
12128

How the 48 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens Savings Bank

Citizens Savings Bank is an FDIC-insured institution (Cert #12128). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

104 4th St Nw

Fort Atkinson, IA 52144

109 N Main St

Protivin, IA 52163

101 Church St

Spillville, IA 52168

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Earning enough on your savings?

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