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BankSonar

First State Bank

Irvington, KY · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$414.5M
Total deposits
$365.5M
Branches
3
Return on assets
1.77%
Return on equity
17.50%
Charter type
State, non-member commercial bank
Established
1903
FDIC cert #
12149

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank

First State Bank is an FDIC-insured institution (Cert #12149). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

1017 Old Highway 60

Hardinsburg, KY 40143

9666 S Highway 259

Mcdaniels, KY 40152

240 N 1st St

Irvington, KY 40146

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