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BankSonar

Elkton Bank & Trust Company

Elkton, KY · State, non-member commercial bank

52

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$197.4M
Total deposits
$167.2M
Branches
4
Return on assets
0.91%
Return on equity
7.56%
Charter type
State, non-member commercial bank
Established
1866
FDIC cert #
12162

How the 52 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Elkton Bank & Trust Company

Elkton Bank & Trust Company is an FDIC-insured institution (Cert #12162). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

124 W Park Street

Guthrie, KY 42234

202 S Main St

Elkton, KY 42220

10275 Russellville Rd

Guthrie, KY 42234

30 Public Sq

Elkton, KY 42220

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