First State Bank
Spearman, TX · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $191.2M
- Total deposits
- $160.2M
- Branches
- 2
- Return on assets
- 1.66%
- Return on equity
- 13.47%
- Charter type
- State, non-member commercial bank
- Established
- 1917
- FDIC cert #
- 1218
How the 65 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at First State Bank
First State Bank is an FDIC-insured institution (Cert #1218). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
2 branch locations
112 Sw 8th Avenue
Amarillo, TX 79101
1 Ne Court St
Spearman, TX 79081
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