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BankSonar

The Cleveland State Bank

Cleveland, MS · State, non-member commercial bank

60

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$345.7M
Total deposits
$319.4M
Branches
4
Return on assets
1.02%
Return on equity
14.75%
Charter type
State, non-member commercial bank
Established
1908
FDIC cert #
12201

How the 60 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Cleveland State Bank

The Cleveland State Bank is an FDIC-insured institution (Cert #12201). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

201 S. Dr. Martin Luther King Street

Merigold, MS 38759

1418 College St

Cleveland, MS 38732

229 Sunset Dr

Grenada, MS 38901

110 Commerce Ave

Cleveland, MS 38732

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