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BankSonar

Bank of Monticello

Monticello, MO · State, non-member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$156.5M
Total deposits
$138.7M
Branches
3
Return on assets
2.22%
Return on equity
21.86%
Charter type
State, non-member commercial bank
Established
1928
FDIC cert #
12232

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Bank of Monticello

Bank of Monticello is an FDIC-insured institution (Cert #12232). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

515 White St

Canton, MO 63435

180 S Johnson St

Kahoka, MO 63445

201 E Lafayette St

Monticello, MO 63457

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