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BankSonar

First State Bank

Farnam, NE · State, non-member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$201.7M
Total deposits
$125.6M
Branches
5
Return on assets
1.55%
Return on equity
12.84%
Charter type
State, non-member commercial bank
Established
1904
FDIC cert #
12244

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank

First State Bank is an FDIC-insured institution (Cert #12244). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

309 Nelson St

Cambridge, NE 69022

123 Center Ave

Holbrook, NE 68948

1108 7th St

Alma, NE 68920

130 North Beaver Avenue

Stamford, NE 68977

222 Main St

Farnam, NE 69029

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