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BankSonar

Farmers & Merchants Bank

Duke, OK · State, non-member commercial bank

44

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$19.8M
Total deposits
$17.4M
Branches
1
Return on assets
0.58%
Return on equity
4.93%
Charter type
State, non-member commercial bank
Established
1910
FDIC cert #
12284

How the 44 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Farmers & Merchants Bank

Farmers & Merchants Bank is an FDIC-insured institution (Cert #12284). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

1 branch locations

101 East Second Street

Duke, OK 73532

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