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BankSonar

Citizens State Bank

Woodville, TX · State member commercial bank

52

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$478.4M
Total deposits
$416.1M
Branches
6
Return on assets
0.81%
Return on equity
6.53%
Charter type
State member commercial bank
Established
1920
FDIC cert #
12303

How the 52 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens State Bank

Citizens State Bank is an FDIC-insured institution (Cert #12303). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

102 W Bluff St

Woodville, TX 75979

11755 Us Highway 69 S

Warren, TX 77664

101 Live Oak St

Marlin, TX 76661

22410 Us Hwy 59

Porter, TX 77365

2009 S Capital Of Texas Hwy

Austin, TX 78746

102 W Bluff St

Woodville, TX 75979

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