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BankSonar

Jersey State Bank

Jerseyville, IL · State, non-member commercial bank

51

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$195.9M
Total deposits
$174M
Branches
2
Return on assets
0.82%
Return on equity
7.85%
Charter type
State, non-member commercial bank
Established
1903
FDIC cert #
12384

How the 51 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Jersey State Bank

Jersey State Bank is an FDIC-insured institution (Cert #12384). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

14 E Main St

Grafton, IL 62037

1000 S State St

Jerseyville, IL 62052

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