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BankSonar

The Payne County Bank

Perkins, OK · State member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$304M
Total deposits
$252.6M
Branches
3
Return on assets
2.32%
Return on equity
18.69%
Charter type
State member commercial bank
Established
1898
FDIC cert #
12485

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Payne County Bank

The Payne County Bank is an FDIC-insured institution (Cert #12485). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

920 E 1st St

Chandler, OK 74834

1002 E Main St

Cushing, OK 74023

202 S Main St

Perkins, OK 74059

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