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BankSonar

The Central Trust Bank

Jefferson City, MO · State member commercial bank

77

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$20.5B
Total deposits
$16.4B
Branches
176
Return on assets
1.96%
Return on equity
21.79%
Charter type
State member commercial bank
Established
1902
FDIC cert #
12633

How the 77 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Large, diversified balance sheet.

Read the full Sonar Score methodology →

Your deposits at The Central Trust Bank

The Central Trust Bank is an FDIC-insured institution (Cert #12633). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

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