State Bank
Waterloo, IL · State, non-member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $320.1M
- Total deposits
- $291.6M
- Branches
- 5
- Return on assets
- 0.30%
- Return on equity
- 4.26%
- Charter type
- State, non-member commercial bank
- Established
- 1894
- FDIC cert #
- 12706
How the 41 breaks down
Capital ratio not reported.
Thin profitability.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at State Bank
State Bank is an FDIC-insured institution (Cert #12706). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
5 branch locations
501 N Market St
Waterloo, IL 62298
259 Knobloch Blvd
Valmeyer, IL 62295
1525 N Main St
Columbia, IL 62236
6969 S Lindbergh Blvd
Saint Louis, MO 63125
885 N Illinois Route 3
Waterloo, IL 62298
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