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BankSonar

F&M Bank

Edmond, OK · State, non-member commercial bank

62

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$925.2M
Total deposits
$789.5M
Branches
11
Return on assets
1.19%
Return on equity
10.98%
Charter type
State, non-member commercial bank
Established
1902
FDIC cert #
12761

How the 62 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at F&M Bank

F&M Bank is an FDIC-insured institution (Cert #12761). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

11 branch locations

653 Highway 81

Okarche, OK 73762

1216 Piedmont Rd N

Piedmont, OK 73078

601 S Main St

Kingfisher, OK 73750

1800 E Oklahoma Ave

Guthrie, OK 73044

11000 Surrey Hills Blvd

Yukon, OK 73099

2211 S Division St

Guthrie, OK 73044

121 E Waterloo Rd

Edmond, OK 73034

116 S Grand St

Crescent, OK 73028

1401 Health Center Pkwy

Yukon, OK 73099

101 N Main St

Fairview, OK 73737

17100 N May Ave

Edmond, OK 73012

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