Home State Bank, National Association
Crystal Lake, IL · National commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $776M
- Total deposits
- $686.6M
- Branches
- 7
- Return on assets
- 1.52%
- Return on equity
- 14.27%
- Charter type
- National commercial bank
- Established
- 1915
- FDIC cert #
- 12815
How the 89 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Home State Bank, National Association
Home State Bank, National Association is an FDIC-insured institution (Cert #12815). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
7 branch locations
50 W Acorn Ln
Lake In The Hills, IL 60156
4401 Prime Pkwy
Mchenry, IL 60050
40 Grant St
Crystal Lake, IL 60014
124 S Johnson St
Woodstock, IL 60098
611 S Main St
Crystal Lake, IL 60014
3500 Diamond Dr
Mchenry, IL 60051
40 Grant St
Crystal Lake, IL 60014
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